⚖️ Insurance vs SIP: Cost-Benefit Analysis

Pure Term Insurance

SIP Investment

Combined Plan (ULIP)

Age

Sum Assured / Target Corpus (₹)

Policy Term / Investment Period (Years)

Monthly Premium / SIP Amount (₹)

Expected Return on SIP (% p.a.)

Term Insurance Premium Rate (per lakh) Average: ₹5-10 per lakh coverage

Term Insurance

₹ 0

SIP Investment

₹ 0

₹ 0

Coverage Amount

Monthly Premium: ₹ 0

₹ 0

Expected Corpus

Total Investment: ₹ 0

₹ 0

Insurance + Investment

Coverage: ₹ 0 | Fund: ₹ 0

Death Benefit ₹ 0 VS ₹ 0

Maturity Benefit ₹ 0 VS ₹ 0

Tax Benefits Section 80C VS LTCG Tax

Liquidity Low VS High

Risk Protection VS Market Risk

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