💰 Loan Amount & Eligibility Calculator
You can afford a loan of
₹ 0
Based on your EMI capacity
Monthly EMI You Can Pay (₹)
Interest Rate (% p.a.)
Loan Tenure (Years)
Your Monthly Income (₹)
Existing EMIs (₹)
FOIR (% of Income)
Fixed Obligation to Income Ratio
Credit Score Impact
Excellent (750+) - 10% higher eligibility
Good (650-749) - Standard eligibility
Fair (600-649) - 20% lower eligibility
Poor (Below 600) - 40% lower eligibility
Maximum EMI
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Based on FOIR
Total Interest
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Over loan tenure
Total Payment
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Principal + Interest
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